Life Insurance

If life takes an unexpected turn, we’ll make sure you and your family are safe by setting up strategic insurance solutions to protect and maintain the assets you’ve spent your life building. You’ve worked hard for your wealth, and we’ll help you protect it.

We can offer a comprehensive review of all your Life, Total & Permanent Disablement (TPD), Trauma and Income Protection Insurance needs. We help you calculate the type and amount of each cover that you might need, as well as discuss other ways that you can protect yourself against financial loss.

We also show you how to minimise the premiums, especially after-tax, without unnecessarily compromising the quality of the policy or the level of cover that you acquire. If cash flow is tight, we can assist you to find ways to insure yourself that minimise the demands on your day-to-day income.

A proper insurance plan will assess your situation to determine the minimum level of personal insurance you should have.  We’ll provide a comprehensive analysis of your situation and charge an upfront fee to prepare your advice document, which will include recommendations on the most suitable product for you.

If any insurance is organised through us, we’ll assist with getting your policies implemented, ongoing policy management and importantly, help if you ever need to make a claim.

Also, as part of our value proposition, Advice SA will provide periodic insurance reviews to keep up with your ever-changing circumstances. In these reviews we’ll consider the products and benefits you have and, where appropriate, suggest that some adjustments be made. In this case, we’ll separately provide you with a quote on the insurance specified in the review. The frequency of your reviews will depend on the level of your insurance premiums and will be advised at the time the insurance advice is given.

Extensive panel of life insurance companies

Advice SA has access to a wide range of high-quality life insurers and is across the latest product features and benefits. Our life insurance advisers have access to an extensive panel of insurers including:

  • AIA
  • MLC
  • TAL
  • Zurich
  • OnePath
  • Resolution Life
  • PPS Mutual
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